By Melanie Wheeler
3 SIMPLE PRINCIPLES THAT WILL CHANGE YOUR FINANCIAL PERSPECTIVE
What is your relationship with money like? What value do you place on the size of your bank account? Our relationship with money can be complex. It can consume us, no matter if we feel like we have enough or too little. If we feel that we have enough, we can get complacent or overspend. If we have too little, it can fill us with anxiety and worry about how we are going to meet our obligations.
Our culture places so much emphasis on money, it’s no wonder that so many of us struggle to have the proper perspective on it. I know that I struggle with letting go and trusting in the Lord for financial provision. I also believe that this is a difficulty most of us share.
So, what do we do to change our perspective and surrender our financial well-being to the Lord? The first step is to pray for wisdom when it comes to financial matters. We pray for our needs, the needs of others, and countless other things, but many of us do not pray specifically for our finances. Secondly, it’s time to stop thinking of our money as our own. It is all a gift from God, on loan to us and we should treat it as such.
Here are 3 financial decision-making principles to help get us started in changing the way we think about money:
1. There are no independent financial decisions.
Every time we make a decision to spend money on something or borrow money to make a purchase, that money is taken out of what is available for other means. When considering a purchase, consider also what will be affected by the purchase. There are always consequences to the financial decisions we make.
2. The longer term our perspective, the better financial decisions we will make today.
Adopt an eternal perspective on money. We should manage our money in a way that honors God. Consider this an investment in the kingdom. An investment with a guaranteed return.
3. Financial maturity is being able to give up today’s desires for future benefits.
Choose to be financially mature and not impulsive or undisciplined when making financial decisions. Consider what the future benefit could be when we choose to spend our money wisely.
When we hold on to our money too tightly, it begins to control us because we are afraid to let go and risk losing it. Let’s commit together to hold our money with an open hand. One that’s open to the ways we can glorify God by managing His money well.
What is one step you can take to begin to honor God with your finances today?
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Faithful Financial LLC is a registered investment advisor.